Oyisha Financial Advisors (FSP 23100) Independent Insurance brokers

Within the present times you receive e-mails, sms's, pamphlets and phone calls from various sources wanting to market their products and services. In some cases, the product or service that is being sold, does not require personal interaction between you and the marketer. You are able to conduct a business transaction over the phone or via internet. The reason is because you know exactly what is it that you are purchasing. You do not have a need to develop a lasting relationship with the marketer.

Insurance is different. Insurance is about trust relationships

What does a broker do for you:

• Buying an insurance policy can be complicated.

• The Financial Advisor determines your insurance NEED through via the process of a Needs Analysis.

• The Financial Advisor/Planner walks you through each step of the process and helps you make sense of all the insurance jargon.

• The Financial Advisor/Planner offers you choice.

• Your Financial Advisor/Planner has a portfolio of plans to choose from, often from multiple companies.

• Your Financial Advisor/Planner will know which policy will protect you the best.

• They even know which company is most likely to accept your application.

• The Financial Advisor/Planner troubleshoot mistakes.

• A mistake on your application can cause a company to raise your rates or even reject your application.

• Your Financial Advisor/Planner will help you fill out your application correctly so you get the rates you deserve.

• It's free. This is the best part about getting insurance through an agent.

• The Financial Advisor/Planner collect payment from the companies they represent so you get all the advice you want it is absolutely free. 

• All insurance claims will be managed by your Financial Advisor/Planner until resolution.